Author: David Indeje

Kenya’s credit landscape now stretches far beyond the traditional plastic card. Banks continue refining their credit card portfolios, while digital lending platforms have exploded to fill gaps that conventional banking never reached. Understanding both worlds helps you pick the right tool for your financial needs. What Kenyan Banks Currently Offer Most major banks structure their credit cards into tiers, typically Classic, Gold, and Platinum, each targeting a different income bracket and lifestyle. KCB Bank positions its Classic Visa Card as an entry point for first time credit card holders, offering credit limits starting at KES 20,000 and up to 45…

A salon owner needs new equipment. A farmer wants to mechanise. A logistics operator wants to add trucks to a fleet. Each one hits the same wall: the asset costs more than the cash on hand, and closing that gap through a bank has usually taken weeks. Absa Bank Kenya wants to shrink that wait to days. It built a centre to do it. The bank has launched a new asset finance product, called ABF 2.0, and pledged to lend out 100 billion shillings through it over the next three years. Manufacturing, trade, logistics, infrastructure, health and education all fall…

Kenya’s draft 2025 Code of Corporate Governance sets out, for the first time in this much detail, what a listed company must tell the public about its environmental, social, and governance performance. The rules span the annual report, the company website, and the moment something material happens. The Annual Report Gets an ESG Section Under the draft, every annual report must cover four areas drawn from the IFRS Sustainability Disclosure Standards, S1 and S2: Governance. Who oversees ESG. Board committees, management structures, and who answers for ESG outcomes. Strategy. How material sustainability risks and opportunities, including climate transition, shape the…

Kenyan entrepreneurs looking for a bank that understands small business rarely need to search far. Sidian Bank has built its entire identity around that mission, and its history explains why. Sidian’s SME History Runs to 1984 Sidian Bank posted KSh 607.03 million in profit after tax for the quarter ended 31 March 2026, a 9.0% increase from KSh 556.94 million in the same period a year earlier. The results build on a mission the bank has carried for four decades. Sidian traces its roots to K-Rep, a microfinance program founded in 1984 by Kimanthi Mutua to serve entrepreneurs Kenya’s mainstream…

Kenya’s five listed insurers closed 2025 on a weaker note than the industry has grown used to. Core earnings per share fell 4.9% across the sector on a weighted basis, reversing the 52.3% growth recorded in 2024. Behind that swing sits a familiar culprit: costs grew faster than revenue could absorb them. Cytonn Investments put it plainly: “The decline in earnings was largely weighed down by the increase in the expense ratio to 63.3% in FY’2025, from 45.0% in FY’2024.” CIC Insurance Group and Liberty Kenya bore the brunt of that shift, with core EPS dropping 82.0% and 51.9% respectively.…

Nation Media Group has lost its bid to stop enforcement of a KSh320 million award owed to Al Is On Production, the company behind the television drama Mali. The High Court dismissed the broadcaster’s application to set aside the award, closing an eleven year dispute over advertising revenue from the series. Court Clears Path For Payout Justice Francis Gikonyo delivered the ruling on July 2, 2026 at Milimani Law Courts in the case Nation Media Group Limited v Al Is On Production Limited, Arbitration Cause E049 of 2025. He dismissed Nation Media’s application under section 35 of the Arbitration Act…