There is nothing as scary as aging and ailing parents. With age comes a reduction in immunity, hence being prone to different health complications. Without proper backup, such as good health insurance, you may run into poverty and debts within no time.
This is the situation I was in. My parents were constantly ailing, hence consistently in and out of the hospital. I was spending a lot on medication until I was introduced to J-Senior, a health insurance product for senior citizens by Jubilee Health Insurance.
For starters, J-Senior is the ultimate medical insurance solution for senior citizens designed specifically for individuals above 65 years. This cover is designed to ensure access to the best healthcare when you need it the most.
The cover has 5 plans with different limits, allowing you to choose the most appropriate coverage for you and your spouse. With J-Senior, you can rest easy knowing that you are protected against unexpected medical expenses; this policy covers everything from doctor visits to hospital stays to drug delivery and much more.
This cover comes with the best comprehensive coverage you will ever see within the market. Think about what you would need for your aging parents, and it’s all covered inside J-Senior. The packages include:
- Cover newly diagnosed chronic conditions under inpatient and outpatient.
- Extensive cover for pre-existing, chronic conditions, Psychiatric, congenital cancer treatment, and related conditions.
- Covers hospice care, diagnostics, and physiotherapist fees, prescribed drugs, dressings, surgical & external appliances, Hearing aids & Hearing tests, and pain management.
- Cover for the terminally ill.
- Drug delivery for members with chronic ailments.
Eligibility for this cover is simple. It is from 65 years to a maximum entry of 79 years, extended for life, subject to annual renewal terms. With this cover, age will not be scary and deny you the fullness of life. What’s more you have the option of paying for the cover in instalments.
Some of the value additions that come with the cover include:
- Automatic enrollment in Jubilee Health Insurance Seniors Wellness Club.
- Telemedicine Services.
- Drug Delivery Services.
- 24-hour customer support.
The truth is that health insurance is crucial for senior citizens due to the unique healthcare needs and challenges that often accompany aging.
As individuals age, the likelihood of developing chronic health conditions increases, leading to higher medical expenses. Health insurance provides financial protection by covering a significant portion of medical costs, including hospital stays, medications, and specialized treatments.
For seniors on fixed incomes, the burden of unexpected healthcare expenses can be substantial, potentially leading to financial strain or the depletion of savings. Health insurance ensures that seniors have access to necessary medical services without compromising their financial security. Additionally, it promotes preventive care and early detection, fostering a proactive approach to health maintenance and reducing the risk of more severe health issues.
In essence, health insurance plays a vital role in safeguarding the well-being and quality of life for senior citizens, offering peace of mind and a safety net during a time when health needs are typically more pronounced.
Use this link to find out more about this cover: https://jubileeinsurance.com/ke/product/j-senior-medical-cover/
