Back to School Season: Standard Chartered’s Credit Card Loan a Savior for Parents

We all have many things to accomplish in life – some more urgent than others. We want to invest, grow our businesses, take care of that emergency, feed the family, and send kids back to school, to name a few.

Fact is, whether you are employed or a business person, your financial needs may occur without a forewarning. You may have enough cash saved, but there are situations in which you find yourself without extra money.

Take your child’s education, for instance. Schools are now closed and are opening in a week. This means more shopping, books, and school fees. These are responsibilities you cannot escape. Hence, it should be one of the most planned milestones.

Plus, with the shifting curriculum and the kids being more connected today with the world than before, you should always ensure that they get the best support to fulfil their bigger aspirations. But this can be financially challenging at times.

Well, you cannot always control when such significant expenses pop up, but you can still make a sound borrowing decision through a personal loan.

A personal loan can quickly put the cash you need in your hands in just a few days. And it can be a responsible way of ensuring your child’s education and school resources are well taken care of. Such an excellent example of a personal loan with no hidden costs, low interests, flexible terms, and carries a lot of other attractive deals is the Standard Chartered Bank Kenya Personal Loan.

You can apply for the Standard Chartered Bank personal loan using your credit card. It is easy, attractive, and free – making it the perfect personal loan offer to fulfil your financial needs.

This personal loan can be used to shop for books, stationery, uniforms, and other back-to-school items and pay school fees. Better yet, the loan is applicable for when you need to cover other expenses such as:

• Renovating your home
• Starting a business
• Paying for funeral expenses
• Covering your moving costs
• Paying for an emergency expense; and more

Once you choose a loan amount and repayment term, the bank will transfer the cash to your bank account within 24 hours.

Why Use Your Credit Card for the Standard Chartered Personal Loan?

Using your credit card to get a personal loan allows you to enjoy a low-interest rate of 13 per cent p.a and zero annual fees on the credit card for the first year.

The loan is highly flexible and is ideal for any financial situation you might find yourself in, including emergencies. Its repayment terms are flexible with loan periods stated in months (e.g., 12, 24, 36, 48, and so on).

Depending on your financial needs, Standard Chartered Bank Kenya allows you to choose a convenient repayment period that works for you. Your monthly repayments are added to your card’s minimum payment due, so you only have one payment to track. And yes, you will continue using your credit card.

Currently, Standard Chartered Bank Kenya has a promotion for this offer – daily, every 10^th and 20^th successful application wins a salary cashback of up to 50,000 shillings!

In a perfect world, you’d have the power to plan for every expense in your life. But since unforeseen expenses always abound, the Standard Chartered Bank personal loan can be beneficial. Imagine what that amount could resolve? That’s enough for school fees for a whole term!

Give it a try today, and let Standard Chartered help you cover unanticipated expenses without the hassle. Offer valid till 31^st July 2022. T&Cs apply.